Privacy Policy
This Privacy Policy describes how Gary Penn Financial & Insurance Strategies (“Company,” “we,” “us,” or “our”) collects, uses, and protects your information when you visit our website or otherwise interact with us.
1. Who We Are
Business Name: Gary Penn Financial & Insurance Strategies
Address: 989 Davey Lane, The Villages, FL 32163
Phone: 859-325-5781
Email: garypennins@gmail.com
2. Information We Collect
We may collect the following categories of information:
- Information you provide directly: such as your name, email address, phone number, mailing address, and any details you choose to share when you complete a contact form, request an appointment, or communicate with us.
- Transactional and relationship information: information related to your financial planning needs that you voluntarily provide during consultations or through secure channels.
- Usage data: information about how you use our website, such as pages visited, time on site, links clicked, and basic technical data (browser type, device, approximate location) which may be collected through cookies or similar technologies.
3. How We Use Your Information
We may use the information we collect for purposes including:
- Responding to your inquiries and requests.
- Scheduling and managing consultations or ongoing services.
- Providing information about our services that may be relevant to you.
- Operating, maintaining, and improving our website and user experience.
- Complying with legal, regulatory, or professional obligations.
4. Cookies and Similar Technologies
Our website may use cookies or similar technologies to enhance your browsing experience, measure site performance, and understand how visitors use our site. You may be able to control cookies through your browser settings; however, disabling cookies may affect how some features of the site function.
5. How We Share Your Information
We do not sell your personal information. We may share information:
- With trusted service providers who assist us in operating our website or delivering services (for example, website hosting, email services, or appointment scheduling), subject to appropriate confidentiality and security obligations.
- With professional partners or product providers (such as insurance carriers or custodians) when needed to implement strategies or services you authorize.
- When required or permitted by law, regulation, legal process, or governmental request.
- In connection with the protection of our rights, property, or safety, or that of our clients or the public.
6. Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect the information we collect. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
7. Data Retention
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, to provide services to you, and to comply with legal, regulatory, or professional recordkeeping requirements.
8. Third-Party Websites
Our website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the privacy practices of these third parties, and we encourage you to review their privacy policies before providing any personal information.
9. Children’s Privacy
Our website and services are intended for adults. We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided us with personal information, please contact us so we can delete it where appropriate.
10. Your Choices and Rights
Depending on applicable law, you may have certain rights regarding your personal information, such as the right to request access, correction, or deletion. To make a request, please contact us using the information provided above. We will respond within a reasonable time and in accordance with applicable law.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable laws. When we make changes, we will revise the “Last Updated” date at the top of this page. Your continued use of the website after an update constitutes your acceptance of the revised Privacy Policy.
12. Contact Us
If you have any questions about this Privacy Policy or how we handle your information, please contact:
Gary Penn Financial & Insurance Strategies
989 Davey Lane
The Villages, FL 32163
Phone: 859-325-5781
Email: garypennins@gmail.com
This Privacy Policy is provided for general informational purposes and does not constitute legal advice. You should consult with your own legal counsel to ensure compliance with applicable laws and regulations.